Friday, March 6, 2009

Drama and Dramamine

So anyways, I got my camera yesterday and it's working pretty nice. I took some pics of the work I did in the living room

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Gotta paint the wire guard yet, but it looks infinitely better than the mess that was there before.

There's still some trim to install yet and Pam wants to change the ceiling tiles (we have a drop ceiling) but the living room is practically done. Now the only other room in the house that needs work is the coat room (install tile) and the kitchen (install recessed lights and sink)

I put $10 down on the Collector's Edition of Resident Evil 5 as well so I have that to look forward to on my birthday

However, it's not all whipped cream and nipple clamps. We were informed that our house payment would not change. So even though the Escrow is now taking an extra $100 out of our income, they don't see that as a reason to lower the payment. It's not the end of the world but it's complete bullshit I think.

On top of that we had to fight with our new bank for 3 weeks to get our debit cards and checks (which we finally got last night)

Both of our kids keep acting out too, which is driving us crazy because we don't know how to get them to listen. If you seperate them, they're usually fine, but together they are a handful. We'd like to have a 3rd, but definitely not while these issues are still happening.

I suppose it's not really as bad as it sounds. Pam's mom is giving us a little help to offset some of the price increases we're seeing, which is only fair because we provide a lot of help to them in other ways (computer repair, etc.) The kids will eventually grow out of it and the house payment will go down eventually or our wages will go up. It just seems like with all this recession bullshit, everything is stressful.

What pisses me off more is that the government (from what I've heard on the news) is now going to be buying out 5 million home loans and working with lenders to restructure 4 million more of homeowners in risk of foreclosure. What I want to know is do these people deserve it? I understand that keeping people in homes is good long term, but it continues to send the message that if you fuck up, Uncle Sam will fix it.

Are they helping out the people who spent beyond their means and now can't afford their homes? Are they helping people who shouldn't have qualified for a loan in the first place? Are they helping people trying to make a quick buck and got stuck with a toxic loan? I sure hope not. Those people should lose their homes as even a buyout won't cure the root of the problem which is greed both on the lenders and the buyers. The people who should be getting the help are responsible people with bad luck (losing a job, etc.). They should also be helping those who needs a little help like *COUGH* *COUGH* us *COUGH*. It's not like we are asking USDA to pay for our house completely, we just need a little bit to compensate for the rise in taxes and insurance. But no they cockblock us. What. the. Fuck?

OK, I'm all worked up now. Time to take a break.

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